I have a hairy backside too and I love it!
You'd be powerless to refuse.
How else do you think I keep my Mrs?!
@ Original Poster:
Just wear anything your comfortable in (not necessarily designer).
As to the M&S and H&M in HK i know for sure its more expensive than the UK.....
Personally i've found it quite difficult at time to find clothes in HK due to the sizing out here....everything in general is too friggin short....shirts & trousers especially. I have to say every trip i've made bake to the UK i'd go on a bit of a spending spree on clothes to bring back. Not a huge fan of buying anything too cheap and/or too expensive. The exception to a lot of designer stuff however if the design / material and craftsmanship of the product is good is getting it from outlets in the UK. I recall buying a pair of Evisu Jeans for 15 Quid. Cant really complain for that price.
Strayed slightly off topic there but, yes, where what you feel is right. Don't go and buy designer stuff just cause ppl have said so. Not everyone in HK earns so much that they can carry round a bag with "disposable cash' on it...
Assuming your the average 'sized' lady, there are plenty boutique type shopping malls in HK with a range of smart / office / and everyday wear which are from low to high range priced. Normally jap / korean styled etc...(only can recall from when i been dragged to walk around these places )
As for the whole watch and jewelry scene i'd say once again you dont need anything too fancy. Just bear in mind i've seen people suited and booted wearing a G-shock watch....in my eyes that just seems random. I'd probably have forked out $500-$1000 for a watch or if im feel particularly good a bit more. I guess jewelry and watches is more a personal things as is a lot of things.
Hope this helps to some extent. (else just take this as another random guy's point of view)