Planning to leave in 1-2 years
Planning to leave in 3-5 years
No plan at the moment
HK is my Home, will stay forever
Also now in HK you can get multi currency loans. Standard Chartered offer JPY loans with 1% interest rate to HK residents earning HKD income, with the flexibility to switch the currency of the loan between HKD/JPY and a bunch of other currencies anytime you want using online banking. I have parked a lot of my debt in JPY now to enjoy this low 1% rate. So I still think HK is hard to beat financially!
You forgot the 'have just left' option. At least a number of posters seem to be in this boat.Original Post Deleted
For me, not being constrained by kids/education etc yet, the core driver was 'jobs' - HK is just a shitty place for anything tech related. Anything tech related happens north of the border, which isn't an option for a variety of reasons. Singapore does this massively better.
Will be back at some point though. After 10+ years, it has become home to me.
Taxes in singapore is no longer low, you have income tax that's almost equivalent with hk, but also a 7~9% GST on consumption. Utilities like electricity/water, which we usually write off as cheap, is expensive like hell in Sg.
Transport, if you use Uber/Grab extensively, is arguably better than hk, but trust me the MRT and Buses are really not that impressive.