Unpaid loan

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  1. #1

    Unpaid loan

    Hi there,
    just a quick question, how long a unpaid loan stays in credit report in HK.
    TIA


  2. #2

    Join Date
    Sep 2018
    Location
    Hong Kong SAR China
    Posts
    2,215

    It stays on your file until the unpaid debt ceases to be unpaid. After that it depends how you dealt with it.

    If the loan is discharged in bankruptcy the records will be kept for longer.

    More info here
    https://www.transunion.hk/assistance/faq