Yes... because at heart you're a traveller... you came to HK for the adventure, not the $$s... the $$s trap you... In my last couple of years I really realised that I was wearing golden handcuffs... low tax, large income... it traps you. The political trouble and the virus set me free... that's really how I feel... I'm so bloody happy to be out of that... no regrets mind... it set me up such that now I only have to work a few hours a day... I imagine I'm technically semi-retired at 48... couldn't have got that in the UK...