I signed up for physical fitness 2 years ago for a 12+2 months plan. It was paid on autopsy credit card monthly. I cancelled the membership end of 2009 at the gym. Then I totally forgot to check my credit card statement. Until a few days ago I found that I had been charged on the credit card 350 per month. I complained to physical, but they refuse to refund. I could not find the termination contract now. How do I get my money back? any suggestions?