One thing to be aware of when signing up with CF is a new paragraph in the contract, I think has been mentioned in another thread.
"I acknowledge that I have not been promised any extra offers as inducement for the purchase of my membership unless i have disclosed such offers to the CF staff whose signature appears below, AND (their capitols) and which have been documented and signed by CF Club manager and me."
When my wife wrote down the inducements, the voucher and PT session, on the contract she asked the salesman to sign. "I am not allowed to do so" was the reply.
Then a Member Service Assistant appears, and we ask her to sign. " Not allowed"
We ask for the Club Manager. " He is away today"
You get the pattern. Whatever the salesman has promised you to get you to the signing stage will not be honoured by CF apart from the basic contract, and all the numbers on that should be very carefully checked, ie maturity and cost of contract.
CF management have the business ethics of sewer rats.