So ive applied for membership after using the 3 month trial promotion. My friend is paying 436 a month with access to all branches but no towel. I asked my friend to hook me up with his contractor since i didnt want to deal with all the extra marketing bs. I take my credit card and go to their wan chai branch, sit down with the my friends contractor thinking "i'l only have to pay 436,without a deposit for one year". But when i give my credit card, they say they can't accept it since the limit on the credit card is 2k but theyll need to "hold" 5544. I get confused, ask what they mean by "hold" but I get no clear answer. Frustrated, i tell them i'l have to rethink and will be back next week. Now I'm worried theyll actually take the whole 5544 (which is what I'm trying to avoid else i might as well pay in cash). What do you all think?