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California fitness applied for bankruptcy?

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  1. #61

    Join Date
    Dec 2013
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    Hong Kong
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    Quote Originally Posted by TheBrit:
    Are you sure this is the Autopay scheme, or is some kind of continuous credit card authorization? The controls around AutoPay seem a lot stronger for the consumers.

    I can (and have) stopped Autopay online, HSBC execute it within two days. You just reminded me to cancel one actually.
    then probably the continuous authorisation thing. CF pull from their end, I don't push.

  2. #62

    Join Date
    Oct 2010
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    22,551

    Autopay is pull too. But it seems to be modeled on the British Direct Debit scheme, so has a lot more controls in place. I remember when I was a CF member in 2004 they refused to let me use Autopay and insisted on payments from credit card.

    I suspect it is illegal for them to continue taking payments when they are in administration, but I wouldn't bet they do stop billing customers.

    HK_Katherine likes this.

  3. #63

    I paid for the whole contract as lump sum upfront for 2 years of membership, still have 1 year left on membership...

    How screwed am I?


  4. #64

    Join Date
    Oct 2010
    Posts
    22,551
    Quote Originally Posted by james1234:
    I paid for the whole contract as lump sum upfront for 2 years of membership, still have 1 year left on membership...

    How screwed am I?
    Very screwed. You'll be an unsecured creditor in any bankruptcy proceedings and unlikely to recover any assets. The best hope you have is another company buying up and running the gyms as a going concern.. but that seems unlikely to me.
    shri likes this.

  5. #65

    Join Date
    Oct 2005
    Posts
    14,373
    Quote Originally Posted by james1234:
    I paid for the whole contract as lump sum upfront for 2 years of membership, still have 1 year left on membership...

    How screwed am I?
    Expect to get nothing back.

    Members are low on the list of creditors when it comes to bankruptcy.

  6. #66

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    Original Post Deleted
    But I just DID. And they didn't help.

  7. #67

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    Oct 2006
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    Sarcasm - because beating the crap out of people is illegal
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    Original Post Deleted
    I feel your pain.


  8. #68

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    Dec 2013
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    So I've sent cf an email terminating and kept a screenshot. Good enough for today!

    PS using mobile site to post this. Its utterly dysfunctional. Can't see half the screen for an advert....


  9. #69

    Join Date
    Dec 2009
    Posts
    7,478
    Quote Originally Posted by HK_Katherine:
    Back to HSBC - "you can cancel your card and get a new one" was the next piece of gloriously useless advice from the Filipina in the English language call centre.
    I don't see why that is gloriously useless. In many cases, when your card number changes they won't be able to take payments anymore. That's certainly how it was for me when I changed card number and my Smartone bill stopped autopaying

  10. #70

    Join Date
    Dec 2013
    Posts
    502
    Quote Originally Posted by HK_Katherine:
    But I just DID. And they didn't help.
    This is why you should use your credit card rather than autopay, then you have some form of purchase protection.

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