Hi everyone, today I was involved in a very, very minor 'accident' (alleged). I was parallel parking and saw I was too close to the car behind. I moved forward at a snails pace. Then, the lady in the car parked in front jumped out and accused me of hitting the back of the car. She stared at me as I repeatedly said in English "Show me where." I got out and she pointed at a black speck. It was just that, a speck. She had four other specks dotted at the back of her car. I pointed this out to her and she said that I caused the one speck that she was pointing at. She called the police.
The police came and inspected and I could see and hear them say to each other it's just a small speck WTF. The lady was speaking Canto and I heard her say to the cops, "If he's innocent, why didn't he just walk off? He stayed because he did something wrong" and "If he had just said sorry I would have let it go." First of all, her first statement is the most idiotic/stupid statement I've ever heard. Her second statement is just as stupid. I don't think I need to explain the stupidity of both statements to any reasonable person reading this.
Anyway, I made a statement saying that I didn't feel anything because I didn't hit her. The cops passed it onto the traffic police who will contact me for a statement.
Now, about a month ago I was reading a thread here about some people who have gotten into accidents that they believed were minor. They didn't contact their insurance company and about a year or two later, received a letter through their post from a sh*tbag lawyer saying their client has suffered personal injury and they are going to sue. Even though it's just a speck, I don't trust this bi*ch and want to cover my own back. Any advice on what I should do? Should I call my insurance company and let them know what happened and give them the reference number?
The police were talking to her a lot more than me due to the language barrier. I don't trust the police. When they asked me to make a statement, I wrote down exactly what happened and said I didn't hit her car. I asked for a copy of my statement which they initially refused. They then said that if I signed the statement I could take a picture.
Thanks for any advice. I know I am in the right, but this is HK where a lot of c*nts will make up sh*t to line their own pockets, so I just want to protect myself.