Yesterday a car rammed into the side of my car, breaking my side mirror and causing notable dents and scratches to the side of my car. I was willing to settle the matter privately but the third party decided to scream and shout and try to blame me so I called the police instead. Police came, took a report of the incident and traffic police should be in touch for my statement/version of events (I have a my dashcam which clearly shows he suddenly rams into me).
I called my insurance provider who have sent me a claim form etc. However, they will not allow me to repair my side-mirror until their person looks at it and they can't tell me how long that will be. So what I want to know is, what do you think my best option is here.
1) Wait for the police to contact me and see if the third party is willing to settle this (is this even still possible?). If yes, should I go to the garage today and get a quote for the repairs?
2) Is going down the insurance route the best option now?
3) Any other option?