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Why is there no debit card in Hong Kong?

  1. #11

    Join Date
    Aug 2018
    Posts
    2

    that's too true! in my research, the only debit card available seems to be issued by hang seng but that's only for people aged under 18.

    no luck for me..


  2. #12

    Join Date
    Jul 2013
    Posts
    70

    Citibank's atm card comes with VISA. I think that's pretty much a debit card.

    In the website, it says "Payments are debited directly from your bank account, so you do not have to worry about late repayment"

    They issued me one of those, I returned it and request for ATM card without VISA. That was.... 5 years ago.

    https://www.citibank.com.hk/english/...tmchipcard.htm


  3. #13

    Join Date
    May 2018
    Posts
    22

    Hi, I am still trying to figure out how EPS works, I have cards with all major HK banks which has the EPS logo at the back of them all and when I try to pay using EPS for those dodgy EPS or cash shops, the EPS never works. What do I need to do to get the EPS working on the cards? (All my bk accounts have money)


  4. #14

    Join Date
    Jan 2005
    Location
    Hong Kong
    Posts
    319
    Quote Originally Posted by Needamaid
    Hi, I am still trying to figure out how EPS works, I have cards with all major HK banks which has the EPS logo at the back of them all and when I try to pay using EPS for those dodgy EPS or cash shops, the EPS never works. What do I need to do to get the EPS working on the cards? (All my bk accounts have money)
    I'd normally give the merchant my ATM card, they put it into their machine and punch in the amount. They hand me the device and I type in my pin number and hit enter. Then it's put back on its cradle and the transaction goes through. I didn't needed to activate anything as far as I can recall. It just worked out of the box.

  5. #15

    Join Date
    Jul 2015
    Location
    Kowloon
    Posts
    34
    https://www.citibank.com.hk/english/...MastercardBABN

    You can get a Debit Card from Citibank Hong Kong.

  6. #16

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    Dec 2002
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    The kid has been using a Tap and Go card for his online purchases. Works well as a stores value card. Instant transfers from his Jr Acct at HSBC using FPS and usable almost anywhere in the world.

    Have not micromanaged the costs involved, but they certainly don't seem to be an issue.

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  7. #17

    Join Date
    Dec 2010
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    2,728
    Quote Originally Posted by shri
    The kid has been using a Tap and Go card for his online purchases. Works well as a stores value card. Instant transfers from his Jr Acct at HSBC using FPS and usable almost anywhere in the world.

    Have not micromanaged the costs involved, but they certainly don't seem to be an issue.
    Does this mean that the kid has a phone with NFC?

  8. #18

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    Dec 2002
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    Quote Originally Posted by chichow
    Does this mean that the kid has a phone with NFC?
    I honestly don't know.. he has a Xiaomi Pocofone thingy.

    As far as I know, you don't need NFC to use a tap n go card - its a physical stored value visa or mastercard that you can buy from 7-11. All the kids seem to be using this (he's had it for 2-3 years now).

    You also don't need FPS, you can charge up at 7-11 type stores with cash.
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  9. #19

    Join Date
    Dec 2010
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    2,728

    Oh. I went to the website and upon a cursory look just seemed to be a phone app.

    At a glance didnt know it was a physical card.

    Does it only work at paywave places or can it be inserted or swiped old school style?


  10. #20

    Join Date
    Dec 2002
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    I do think it works with insert / swipe card machines too.

    I think they're promoting the app version to bypass some payment network charges, but you can buy a physical card from 7-11. Will check when I pass one later today or have a chance to look at the kid's card.

    Have a GeoExpat related problem - please create a support ticket.

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