View Poll Results: What's your total monthly spending in HK?

Voters
123. You may not vote on this poll
  • Less than $30k

    63 51.22%
  • $30k - $40k

    19 15.45%
  • $40k - $50k

    12 9.76%
  • $50k - $70k

    18 14.63%
  • $70k - $80k

    2 1.63%
  • $80k+

    9 7.32%
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Post your frugal budget

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  1. #291

    Join Date
    May 2009
    Posts
    222

    This is a fantastic thread, certainly in a place like HK very interesting. Noted the tip on the travel hacking, definitely going to investigate. Here's my monthly budget:


    18,500 mortage
    2,500 management fee
    12,500 pay to elderly folks
    1,000 groceries
    1,500 lunches, odd dinners
    600 transport (after subsidy)
    4,000 holidays (average, 1 trip to UK/Europe plus 6-7 other trips)
    110 phone
    1,000 clothes
    400 utilities
    275 gym
    500 supplements
    1,500 random items
    1,500 going out misc
    ______
    45,885


  2. #292

    Join Date
    May 2015
    Posts
    445

    If I read between the lines correctly, your folks helped you buy a place, and now you help them out. Smart system!


  3. #293

    Join Date
    Jul 2004
    Posts
    3,407

    Home-made instant annuity investment scheme with special features like capital protection, automatic inheritance transfer, tax benefit passed on to next generation and life long annuity guarantee..

    shri and z754103 like this.

  4. #294

    Join Date
    Apr 2019
    Posts
    121

    Rent 15000 (Got a good deal for a nice studio wished it would make sense to buy property instead of wasting this much each month)
    Food 6000 (never cook here)
    Outings (non food mostly drinks) 1500-2000
    Transport 400 (mtr + taxis)
    Mobile 140

    23040

    then you have to factor in trips and random spends (high end / luxury shopping, technology products) Planning to get a decent one bed room apartment to cook in on evenings/weekends but cannot find anything decent for less than 18k. Also it doesn’t really make sense financially as my good budget would probably decrease by only 2000 so less than the rent increase with new apartment + my time spent cooking but it would be healthier...

    Last edited by TheRoadAhead; 12-01-2020 at 10:40 AM.

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