View Poll Results: What is your savings rate?

Voters
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  • < 20% (Working - Salary)

    25 20.16%
  • 20% - 40% (Working - Salary)

    43 34.68%
  • 40% - 60% (Working - Salary)

    30 24.19%
  • > 60% (Working - Salary)

    16 12.90%
  • < 20% (Retired - Passive Income)

    2 1.61%
  • 20% - 40% (Retired - Passive Income)

    3 2.42%
  • 40% - 60% (Retired - Passive Income)

    1 0.81%
  • > 60% (Retired - Passive Income)

    4 3.23%
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What is your savings rate?

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  1. #31

    Join Date
    Feb 2011
    Location
    Hong Kong
    Posts
    6,331
    Quote Originally Posted by shri
    Most of us are young enough to have learnt from those mistakes. Doubt anyone is regret free of all the investments they made..

    Sometimes I like to think of these regrets as tuition fess
    I found that as you get older, your earning potential increases. So that money when you were a little kid, is pretty insignificant. You have your experiences and you learn from them - I guess for me, I'm ultra conservative when it comes to investments. Definitely I made plenty of stupid choices when I was on margin trading in the past.
    Paxbritannia likes this.

  2. #32

    Join Date
    Oct 2010
    Posts
    18,949
    Quote Originally Posted by MandM!
    I found that as you get older, your earning potential increases. So that money when you were a little kid, is pretty insignificant.
    A hundred dollars invested when you are 25 will contribute a lot more to your retirement than 1000 dollars invested when you are 55.
    z754103 likes this.

  3. #33

    Join Date
    Feb 2011
    Location
    Hong Kong
    Posts
    6,331

    [QUOTE=TheBrit;3675832]

    Quote Originally Posted by MandM!
    I found that as you get older, your earning potential increases. So that money when you were a little kid, is pretty insignificant. /QUOTE]

    A hundred dollars invested when you are 25 will contribute a lot more to your retirement than 1000 dollars invested when you are 55.
    Perhaps, yet I don't invest...

  4. #34

    Join Date
    Aug 2013
    Location
    The World
    Posts
    799

    That reminds me, time to go get a cheap tax loan and buy some stocks or an apartment in Saigon =P

    MandM! likes this.

  5. #35

    Join Date
    Jun 2015
    Posts
    237

    please don't save too much, you guys... or our banking industry will starve

    shri likes this.

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