I could use some advice on saving money. I have a lot of things that I want to save for (emergencies, travel, special purchases, taxes, general savings). The problem is actually separating out the money into different savings funds.
With HSBC, I have two accounts, checking and savings. I'm not a numbers person, so I find it hard to keep track of how much I've saved for different purposes if they all sit in the same account. One person suggested that I put the money into different currency accounts because then it keeps it separate. That is very useful as far as separating them out, but then I would also lose money each time I change currencies.
How do you handle different kinds of savings? Any suggestions for me besides a bunch of shoeboxes under my bed?