What was factually incorrect about the reporting?
The fact is that HSBC added the phrase: "Don’t use, download or distribute Online or Mobile Banking outside Hong Kong S.A.R." This phrase was not present in either of the previous terms and conditions.
I'm also of the opinion that HSBC will not enforce this but the reporting is factually correct.
Yeah, if only people would take the time to read before going nuts...
4.4 in the mobile app T&C that you linked..
The Mobile Banking app may only be installed and used by our customers. It is not intended for download, or use by, any person who is not already our customer or in any jurisdiction where such download or use would be contrary to any law or regulation of such jurisdiction or where we are not licensed or authorized to provide the Mobile Banking app or the related services.