Drumbrake, some of us are in professions that don't make year end bonuses so I would much rather my company contribute to my MPF when they are not obligated to rather than just not give me anything.
And I agree with Moving, what's the harm of having a bit of money in retirement? What expat isn't making more than enough to live comfortably as well as save some money? You make it soy d like its such a burden to contribute a bit of money so you have something to live off of when you're old. There are some people who will actually rely on this one day, maybe not you, but these people do exist.