honestly I came here just to ask for some advice about my loan here in hk..i borrowed money last december bcoz my family needed my help,i paid 3 consecutive months and now i can't afford to pay it since im the provider in the family especially i support also my sister for her school..they give me last warning about my loan if i cannot pay it they will post my picture and name in the leading newspaper and they will go to our place to get some of our properties(we're just renting our house)or maybe get our appliances together with the attorney and police..thank you for all your advice!