SPCA Petguard

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  1. #1

    Join Date
    Feb 2007
    Location
    Victoria
    Posts
    461

    SPCA Petguard

    Is it common to take out dog insurance in HK? Has anyone ever used SPCA Petguard as advertised on SPCA's website?
    http://www.royalsunalliance.com.hk/p...l/petguard.jsp

    Can anyone else offer any other dog insurance provider?

    Lulumay - mut from HKDR


  2. #2

    Join Date
    Dec 2006
    Location
    Sai Kung
    Posts
    341

    There was a thread on this in Dec if yuo scroll down the forum.

    Gist - insurance isn't common in HK yet but Royal Sun Alliance are trying to alter that with a scheme promoted through SPCA, Pets Central and some other vet clinics.

    Since the last thread, I do know a few people who have joined the schemes through Pets Central.
    Two of them have since had problems and are planning to claim medical bills back.

    Haven't seen yet if it's going to work or not.
    If does, both of them will have made more than they paid in premiums for the year.

    Note - you do still have to pay the bills and then claim back after. They do also put exclusions on you, and they are too new to know whether they will exclude diseases found that year in the following year (ie if found diabetic, they could cover you for that year and then exclude diabetes for the following year...)

    Hope that helps.


  3. #3

    Join Date
    Nov 2006
    Posts
    60

    last time this was discussed i think the consensus was that pet insurance in HK is very unstable and has so many restrictions that it just isn't worth it in the long term


  4. #4

    Join Date
    Jun 2006
    Posts
    202

    I'm still debating whether to get insurance for my two, so I'd definitely be interested in hearing from anyone who has had to make a claim.


  5. #5

    Join Date
    Feb 2012
    Posts
    24

    Update?

    Does anyone have an update or opinions on pet insurance. I have a dog and it seems like a great idea. Thoughts?


  6. #6

    Join Date
    Nov 2008
    Posts
    4,520

    I've investigated and i conclude Pet insurance here is not worth getting.
    YMMV.
    Feel free to contact these people (I do not personally know either of them and have no affiliation with their business whatsoever) to see if it makes sense in your situation:

    Manulife (International) Limited
    10/F, Tower B, Manulife Financial Centre, 223-231 Wai Yip Street, Kwun Tong, Kln
    Mobile: 852-98782418 Fax: 852-35792259
    Email: [email protected] or [email protected]
    Website: http://www.manulife.com.hk


    Hazel Poon
    Sales & Distribution Division
    Blue Cross (Asia-Pacific) Insurance Limited
    Tel: 3608 2448
    Fax: 3608 2986
    Office Hour: 9:00am-5:30pm (Mon-Fri), except public holidays


  7. #7

    Join Date
    Feb 2012
    Posts
    24

    Thank you so much for your help.i think I might just set up a savings account for my dog!