I have two puppies (Yorkies) and thinking of getting Pet Insurance. Last year my Yorkie of 15 years past away with many complications to her lungs, eyes, and liver. My vet costs (including medicine, XRays and MRIs) were outrageous (to say the least)... Therefore, thinking of buying some to avoid the inevitable pain (both emotionally and financially) in later years. I was told the premium is around 3k per year per pet.
Any thoughts and recommendations for my new pups? I was warned that pet insurance coverage is minimal (yet the premiums are expensive), and they have a tendency (and a right) to drop your coverage if they feel the costs would escalate on the condition.