Can anyone please tell me what is the best way of assuring access to medical care and what may be the cost of medical care and medical insurance. I will (at some stage) be coming in HG on spouse's visa but after reading my husband's contract I realised that he has a free medical cover but I do not.
I do have ongoing medical issues which are not serious but require prescription meds. and I also have a physical disability which in a long run may call for another orthopeadic surgery. Therefore the medical cover is of a concern.
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08-09-2006, 03:28 PM #1
Health Insurance
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08-09-2006, 04:24 PM #2
William Russel, AXA, Goodhealth........ all good. Just steer clear of the ones offered by cavities such as HSBC.
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08-09-2006, 05:10 PM #3
As a HKID card holder you will have access to hospital treatment more or less free - obviously if you want private rooms and stuff then that costs extra. For ongoing meds (i.e. a pre-existing condition) it seems unlikely that you would get insurance at a lower cost than that of the meds since Insurance companies are not charities - you have to give them more money than they give you, on average.
But no harm in giving William Russell a try to see what they say.
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08-09-2006, 07:20 PM #4
PDLM what about if you travel though? If something drastic happens out of HK it could be serious money out of pockey if you don't have global coverage.
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09-09-2006, 12:57 AM #5
Indeed - travel insurance is different, but that's only HK$1500 or so for a full year if you are only making occasional shortish trips.
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