Hi there.
Could use some sound advice if anyone wants to share their 2 cents.
Long story short: moved from Hong Kong a few months ago, took on a new assignment in the US for sometime. First day here, something happens. Card gets stolen. Or at least forgotten in the machine. Somehow, they managed to withdrawal funds with my personal PIN if this was skimming or I forgot the card in the machine I don't know.
PIN was used, HSBC doesn't care. My point of view is, correct PIN was used. Not by myself. Clear case of fraud. But they protect themself when a pin was used...Worst is that they allowed 13 transactions in a row until my card/account was drained.... Crap.
So, now I'm stuck with 40K debt with those guys. And right now with everything new here Inte US, funds are tight!
I simply can't afford to pay this back right now. And what annoys me more is paying 40K back that someone stole from me.
So... If I don't pay this back what will happen? Screwed for
ILife? I haven't shut hong Kong down and would like to return one day. So don't want to completely screw myself either, but just in a bit of a jam in regards to these funds at the moment.
Back in Hkg I would had paid it of in a month. But right now. I need waaaaayyy longer for that amount....
(should mention my credit card was linked to a credit of 20K I had on my savings account so the debt is sort of split 50/50 between standard savings account and credit card... Just to make matters more confusing)
Thoughts?
Mjau