Why do my wife and I keep getting turned down for credit cards?

pat_togo · 16-05-2008, 12:33 AM

Why not try the other banks (BEA, Bank of China etc.)...

mengfei · 16-05-2008, 01:12 AM

Really! hmmmmm that's strange - really strange coz once i was approach by those guys in the MTR & i told them i was working in China & the say it did not matter, after filling out those papers gave my passport # - i have a card after a few weeks. well this was like 8yrs. ago i guess they have incurred a lot of bad credits through those years thats why their more stricter now

i guess me doing my banking/savings with them helped a bit
it also helps if your autopay wherein the bank your getting your CC

mike2525 · 16-05-2008, 11:20 AM

Originally Posted by freag34:

Thanks for the advice everyone.

We're returning home for a couple of months, but I'll be sure to try out some of these suggestions when we return.

Thanks again

That might be part of your problem, HK not being your home. I had citi call me after my application to ask if i had a permanent or contract job and how long i was planning to stay in hk.