I don't agree with a loan to cover another loan but financial assistance is something I have provided my helpers and advise them to let me know. As long as the amt is reasonable - I help, I don't charge any interest and I simply deduct a proportion from their salary as agreed.
I have dealt with loan sharks twice - once from my helper whom I did help as above. Never again as these guys are so fucking uneducated and illiterate. The other time is dealing with my helper who co-signed her friends loan. I personally went to the loan agency for the latter and got my helper's friend employer details and explained to the employer this and the danger her helper was putting her kids in. Her kids were even younger than mine and being that the husband and wife worked - the next day the loan was sorted and I got that confirmed by the loan shark and the loan company.
I never want to speak, hear or confront these assholes again.