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Proof of Address - Bank Account Opening

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  1. #1

    Join Date
    May 2014
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    Proof of Address - Bank Account Opening

    So after starting my first job, i found out i needed a bank account to get my salary. I went to HsBc to open an account but ive been sent back 3 times now, mainly because i don't have the necessary documents.( I'm a 20 year student thats working part time) anyway, the bank first asked for my passport even though i had my HkID out. (this seems normal i guess, seeing as how i dont look chinese.) but, on my second trip, i brought the address proof (the letter wasn't to my name but my father instead ), they still rejected me and insisted that i bring address proof that was sent to my name. I'm probably just being paranoid, but is all this necessary? Has anyone else had to go through the same ordeal? I'm almost tempted to sue the bank for discrimination. ha-ha. (mind the joke, i have a poor sense of humor)

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  2. #2

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    Do you have a US passport?


  3. #3

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    I've got a british passport

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  4. #4

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    Address proof and ID are standard documents required for any bank to open an account. Surprised they asked for Passport if you have a HK ID Card.


  5. #5

    Join Date
    Oct 2010
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    You need proof of ID, and proof of address to open an account. HK ID or passport satisfies the former, but proof of your fathers address doesn't satisfy the latter.

    Ask them what address proof is acceptable if you don't have utility bills in your name.

    Fiona in HKG likes this.

  6. #6

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    Quote Originally Posted by TheBrit:
    You need proof of ID, and proof of address to open an account. HK ID or passport satisfies the former, but proof of your fathers address doesn't satisfy the latter.

    Ask them what address proof is acceptable if you don't have utility bills in your name.
    Apparently they want a company reference letter that states that i exist as a person and inhabit the said location.

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  7. #7

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    So i guess there won't be any suing then xD goodness i sure am paranoid.

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  8. #8

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    Quote Originally Posted by Alan Alz:
    Apparently they want a company reference letter that states that i exist as a person and inhabit the said location.

    Sent from my GT-N7100 using GeoClicks mobile app
    That sounds very odd, I would double check. Never heard of a company letterhead reference being acceptable as address proof. How would your company know where you live?
    Fiona in HKG likes this.

  9. #9

    Join Date
    May 2014
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    Quote Originally Posted by TheBrit:
    That sounds very odd, I would double check. Never heard of a company letterhead reference being acceptable as address proof. How would your company know where you live?
    My company did ask for my address before i joined, should i consult with a manager in the bank or something? The sample of the letter the bank gave me seemed legit.

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  10. #10

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    Quote Originally Posted by TheBrit:
    That sounds very odd, I would double check. Never heard of a company letterhead reference being acceptable as address proof. How would your company know where you live?
    I've never heard of this either. The best a Company can do is declare that this is your address on record, but they certainly can't/shouldn't declare this as your place of residence, unless you gave them proof of address (under your name) when you started.

    Maybe the bank will allow that but it's a bit odd as it's a long way from 'proof of address'.

    Good luck anyway.

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