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Proof of Address - Bank Account Opening

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  1. #1

    Join Date
    May 2014
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    47

    Proof of Address - Bank Account Opening

    So after starting my first job, i found out i needed a bank account to get my salary. I went to HsBc to open an account but ive been sent back 3 times now, mainly because i don't have the necessary documents.( I'm a 20 year student thats working part time) anyway, the bank first asked for my passport even though i had my HkID out. (this seems normal i guess, seeing as how i dont look chinese.) but, on my second trip, i brought the address proof (the letter wasn't to my name but my father instead ), they still rejected me and insisted that i bring address proof that was sent to my name. I'm probably just being paranoid, but is all this necessary? Has anyone else had to go through the same ordeal? I'm almost tempted to sue the bank for discrimination. ha-ha. (mind the joke, i have a poor sense of humor)

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  2. #2

    Join Date
    Oct 2006
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    Sarcasm - because beating the crap out of people is illegal
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    Do you have a US passport?


  3. #3

    Join Date
    May 2014
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    47

    I've got a british passport

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  4. #4

    Address proof and ID are standard documents required for any bank to open an account. Surprised they asked for Passport if you have a HK ID Card.


  5. #5

    Join Date
    May 2014
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    47
    Original Post Deleted
    Apparently they want a company reference letter that states that i exist as a person and inhabit the said location.

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  6. #6

    Join Date
    May 2014
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    So i guess there won't be any suing then xD goodness i sure am paranoid.

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  7. #7

    Join Date
    May 2014
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    Original Post Deleted
    My company did ask for my address before i joined, should i consult with a manager in the bank or something? The sample of the letter the bank gave me seemed legit.

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  8. #8

    Join Date
    May 2008
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    DB
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    3,693
    Original Post Deleted
    I've never heard of this either. The best a Company can do is declare that this is your address on record, but they certainly can't/shouldn't declare this as your place of residence, unless you gave them proof of address (under your name) when you started.

    Maybe the bank will allow that but it's a bit odd as it's a long way from 'proof of address'.

    Good luck anyway.

  9. #9

    Join Date
    Nov 2007
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    5,309

    I guess they won't accept a mobile phone bill.

    You must get some post sent to your address in your name surely? Doesn't the IRD have your details from your employer registering with them?


  10. #10

    Join Date
    May 2014
    Posts
    47
    Quote Originally Posted by Trebor:
    I guess they won't accept a mobile phone bill.

    You must get some post sent to your address in your name surely? Doesn't the IRD have your details from your employer registering with them?
    Do university offers count.. I dont have any bills under my name

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