A fire started in the living room while I was sleeping and luckily ran out of the flat without any physical damage. Fire services came to put it out.
However half my furniture was destroyed and other possessions covered in either soot or water. No structural damage to the flat other than walls covered with soot.
No renters' insurance but landlord has fire insurance. Anyone have any general advice or experience dealing with a fire in HK? I'm obviously staying elsewhere for now.