Right I'm either going to open a can of worms here or if someone could point me to a previous post great. (Searched can't find one)
been living in HK for 4 years, spend 20-25k a month on credit card. Currently using HSBC Premier credit card.....
today I've found out that 3-4 years worth of spending accumulated just over 10,000 points (which could be spent at Boardway, Fortress etc)
This seems like a terrible return!? Say nearly a million dollars spent to get 10,000 in rewards?
Can anyone recommend top earning credit cards? What is best in HK, air miles or points?
p.s. Appreciate I could spend more selectively on HSBC to earn 2x and 4x on certain days and shops but I'm looking for a no fuss credit card with best returns.