The banker doesn't decide shit - you want to blame, blame all you want:
- the banker
- the customer
- the regulator
- the trader
- the property agent
etc etc...its' a fucking complex issue. It's not bunch of banker who got into a room and said, hey guys, let's fuck with the poor and offer 0 mortgages etc etc...Damn Movies and Medias did really a great job here.
I know it's a difficult thing to understand for many (thank you the media) but the banker (like the lawyer) is actually:
- a person
- often with family and kids
- someone who worked very hard to get where he is and is, most of the time, under quite a bit of pressure
- someone who contribute to society (delivering loans, paying taxes etc etc)
It's not a movie...