The money thing is a constant issue for these poor helpers, some get conned, some support a very large family back home and when one of them gets sick then the medical bills pile up and left to the poor helper to sort out as they think she is the walking ATM with Angelic Western Employers who will always be there to help the poor helper LOL.
I know a few helpers, always moaning about lack of money, a few has loans already and constantly looking for more money to borrow. Its unfortunately a never ending story.
If you want to keep her then tell her a firm NO and tell her to NOT borrow money from Finance companies, if you find out she has taken a loan using your house address, you will terminate her without hesitation.