Like Tree35Likes

Helper issues

Reply
Page 3 of 3 FirstFirst 1 2 3
  1. #21

    Join Date
    May 2011
    Location
    Sai Kung
    Posts
    2,770
    Quote Originally Posted by Elegiaque:
    @ByeByeEngland there are non-profits that work to help provide financial education to helpers and keep them from getting into any of these traps. Maybe you can offer to pay for her to join? Or with a future employee make it mandatory that they attend?

    https://enrichhk.org/empower-migrant...est-themselves
    That also helps thanks.

    I should also add my gf is a Filipino (as was the 4 year ex) who also assists typically new entry helpers, renewals, terminations etc. I’ll check to see if she’s already got it, if not I know she’ll use it.
    chuckster007 likes this.

  2. #22

    Join Date
    Aug 2006
    Posts
    11,103

    Worth commenting on Enrich again- our helper said that while she didn't really learn anything new from a money management/investment perspective, they gave her some techniques for politely declining the never ending stream of requests for financial assistance that she gets because she's an OFW.


  3. #23

    Join Date
    Nov 2021
    Posts
    1

    I have a friend she is domestic helper too she have loan in public finance but suddenly her employer need to relocate in uk last march 26,2021 so they terminate the contract and let her to find new employer and its take 2months before she can find new employer thats why she have no money to paid her loan for two months and the problem is until now she cant still pay her loan because of her family problem and her mother died and only her can support her mother burial.


  4. #24

    Join Date
    Mar 2021
    Posts
    337

    We had an issue a few years back when our helper co-signed a loan for her friend. Had a short period of loan sharks calling the house line. Practically every call ended with them screaming abuse at me (which I found highly amusing) as I would each time tell them they can whistle for the money - ain't getting a cent from me. But then it just ended. I don't know what if anything happened behind the scenes but no more calls, no money paid, and a lesson learnt for our helper, who is very sweet but a bit gullible.


  5. #25

    Join Date
    Feb 2005
    Location
    Island East
    Posts
    6,528
    Quote Originally Posted by FrancisX:
    when our helper co-signed a loan for her friend.
    This is the most common scenario and usually ends up with the loan taking helper disappearing, cuts phone, moves job or even returns back home without paying the loan.

    I always tell my helper (present and past), never ever sign a loan on behalf of ANYONE, couldnt care less if your best friend in the world, your cousin or whoever. Money turns people shitbags, if they cant repay they will runaway, its as simple as that.
    JAherbert likes this.

  6. #26

    Join Date
    Feb 2005
    Location
    Island East
    Posts
    6,528

    This it latest headache to warn helpers about "Dont ever give your account to anyone to use regardless how much money they offer you"

    https://news.rthk.hk/rthk/en/compone...5-20211125.htm


  7. #27

    Everyone has to try to live within their constraints helper or not.

    If you want to loan the money to your helper, never to see it again, then do it, but it will be a vicious cycle.

    A friend lent her helper $30K and is dependent on this helper to look after her invalid mother. (No other carer). Then after paying back 10K, helper asks to borrow another 15K blah blah blah. So she was trapped between a rock and a hard place and lent it. During covid when there were outbreaks and no one was supposed to go to church etc she insisted in going to do singing (these are those small ' informal' churches". ) She told her helper that it was OK to go out by just don't go to the tiny "church ' that was crammed with 50 people in a small room. What did the helper say ? " You can fire me. " How can she? She's $45K down.

    Remember, if you lend your helper vast amounts of money, the helper will always have the upper hand. Of course, lending for emergencies etc. I can understand like flights back home etc.

    Only lend what you can afford to never see again.

    Can you ask your boss for advance payment at work ?

    A funny story. I know someone who's helper ran off and the loanshark started harrassing the employer (whose family business is casinos ) for the unpaid debt.


  8. #28

    Join Date
    Dec 2010
    Posts
    548
    Quote Originally Posted by Kiz:
    Loan sharks will get the money out of you if she doesn't pay them. My parents ended up in a right mess due to their helper getting into loads of debt. Parents talked to the police, lawyers etc in the end everyones advice was pay them, fire her and move on with your life. Expensive lesson. It was not a small amount of money.

    She was a fantastic helper for many, many years then got suckered by some con-men and the poor thing got totally brainwashed and taken for a ride and lost everything (although she still thought her 'boyfriend' was going to give her loads of money when she went to meet him in KL I think it was. My parents even had the police have a chat to her and explain it was a con, but she was convinced it was all true and there was no talking sense back into her). Those guys are filth, they stole everything from her with those lies.

    Seriously, 3 months. If you keep employing her there is no way this doesn't end badly. Who needs that stress.

    For those who say why does it matter her financial situation, your boss doesn't need to know your finances. Yeah your boss also won't have the loan sharks harassing them 24 hours a day if you don't pay your bills. It is not the same at all.
    Quite disgusting to steal from those already at the bottom of the food chain. Kicker, these scumbags exploiting the gullible and naive through "fake love" scams.

    I would have less pity or empathy for rich people getting hustled.
    Last edited by D.YU; 25-11-2021 at 04:46 PM.

  9. #29

    Join Date
    Dec 2020
    Posts
    156
    Quote Originally Posted by Mcrd:
    I have a friend she is domestic helper too she have loan in public finance but suddenly her employer need to relocate in uk last march 26,2021 so they terminate the contract and let her to find new employer and its take 2months before she can find new employer thats why she have no money to paid her loan for two months and the problem is until now she cant still pay her loan because of her family problem and her mother died and only her can support her mother burial.
    That is one impressive sentence. Faulkner by chance?
    Flapster likes this.

  10. #30

    Join Date
    Dec 2002
    Location
    ???
    Posts
    39,592
    A funny story. I know someone who's helper ran off and the loanshark started harrassing the employer (whose family business is casinos ) for the unpaid debt.
    The loan shark and the loan agency were probably a subsidiary of the casino holding co?

Reply
Page 3 of 3 FirstFirst 1 2 3