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Annoying HSBC Security Device

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  1. #11

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    Irritating .. but effective video on two factor authentication

    Last edited by shri; 30-03-2009 at 01:57 PM.

  2. #12

    Join Date
    Oct 2006
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    Have had mine for three years for the personal banking, and a year for business banking, no problem so far, have never had to replace it.


  3. #13

    Join Date
    Nov 2005
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    6

    totally agree........I had a new one delivered to me as the old one gave up on me after 1 year .. then the new one came which was faulty so had to return it and then wait weeks to have a new one delivered. Then tried to do a third party transfer online which could not go through until someone at the bank "fixed" a configuration which noone could explain to me why was necessary. Very very irritating to say the least.


  4. #14

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    agree that it makes online banking safer but not worth the trouble. a simpler way improve the security is to change your password regularly.


  5. #15

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    Dec 2004
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    Like Shri and PDLM, I've had mine for a good three years without any issues whatsoever.


  6. #16

    I think the device is very good. I have it for my HSBC and hang seng account too but the hang seng account is stupid because you do not need it to log in and only for transfers, i would want it for log in too. I got mine when HSBC first had and i log in everyday and till now around 3 years never changed it yet. Never ran out of Batt or malfunctioned


  7. #17

    Join Date
    Mar 2003
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    I treat mint quite rough. Its in my keychain for 3 years and no problems at all.

    I quite like 2 factor authentication, in fact I think its a necessity in today's insecure network environment. Are there still any banks out there that are doing just username/password. I thought everyone has a hardware token or SMS authentication.. right?


  8. #18

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    >> Are there still any banks out there that are doing just username/password

    I think Standard Chartered is simple user id / password. Not sure, I've not logged into that account in a year or two.


  9. #19

    Join Date
    Aug 2007
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    504

    yeah no problem have one for personal account as well as Company account and no issue at all


  10. #20

    Join Date
    Jul 2006
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    399
    Quote Originally Posted by shri:
    >> Are there still any banks out there that are doing just username/password

    I think Standard Chartered is simple user id / password. Not sure, I've not logged into that account in a year or two.
    Yes, SC is uid/pwd. Bank of East Asia is acct/pwd, though the password input is done through a on-screen keyboard for extra security (rather than SC, which could be caught by a key logger).

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