Global Health Insurance - IMG

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  1. #1

    Join Date
    Jan 2006
    Posts
    5

    Lightbulb Global Health Insurance - IMG

    I'm looking into getting a global health insruance plan and have been looking into a couple of providers. I was approached by such a group called IMG, they're charging around US1,300 a year for their basic medical plan - full cover for most in-patient and out-patient treatment and up to US$5M lifetime maximum. Is this a reasonable deal? Any other suggestion?

    Last edited by kakake; 20-01-2006 at 10:51 AM.

  2. #2

    Join Date
    Apr 2003
    Posts
    12,383

    The devil is usually in the details. I'm assuming you've compared with the plans from WIlliam Russell and Goodhealth?


  3. #3

    Join Date
    Jan 2003
    Location
    Shatin
    Posts
    122

    As Shri said, look at the details. $5 million as a life time cover may sound a lot now but when you are older and have made some claims this figure may not be sufficient. Look for a plan with annual cover, most offer at least $1 million annual cover which will probably be increased in the future.


  4. #4

    Join Date
    Oct 2005
    Posts
    450

    We evaluated a bunch of different ones, and shortlisted William Russell and Interglobal, but ultimately chose Interglobal for its higher coverage levels.