Good Day! I need some help. I'm a PR here in hong kong for 12 years. Now I got married and I'm applying my wife for dependant visa. The problem is, I have a loan I havent paid for years. (actually not my loan, I was dumb to let someone use my name.it doesnt matter now, All i want is to fix it) So, Can I still get my wife? i just passed my credit report to the immigration scoring "i". Is there anyone here that can still processed their wives even having an unpaid loans?