Just discovered that most of the big HK banks have mortgage valuations online and was just wondering if anyone knew how accurate and up-to-date they were (i.e. are they a good indication of how the bank will value a property?). Reason I'm asking is that I found a huge difference between valuations for a property I've been eyeing. Know that valuations can differ between banks, but the differences I found online today were as much as 20percent.
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24-08-2008, 11:27 PM #1
mortgage valuations online
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25-08-2008, 03:51 PM #2
depends at this stage whether they are willing to take on your mortgage. Use it as a indication only, cos you really have to make an appointment with them.
Buyer: "look, Hang Seng, says 6mil, so I'm not going above that"
Seller: "HSBC values it at 6.6 so that is fair price"
blah, blah, blah
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