Lets say that this is the case with my owner, perhaps she didn't realize something and is now trying to work around this or a related mortgage issue.
If she simply just doesn't want to do the stamp duty for that reason (and is just too embarrassed or scared to come right out and tell me) the rent should be discounted, no? How much less do people pay PM with these types of arrangements? I just want it settled so I don't have to think about it anymore.
Cheers