I'd look in Shatin if I were you. Find somewhere nice that meets all your accomodation requirements, have a relaxed commute etc and save money on transport to work, then just get a cab home for your infrequent trips to Central for fun. Otherwise you just end up compromising on everything and nothing works well!
I'd love to recommend the Gold Coast: I think you'd like it here, but the commuting would probably drive you nuts......