So I have finally bought a flat and a bank got back to me saying the mortgage application has been approved.
I said I would have to talk the offer with my husband and he said sure, he would email me the details of the offer i.e. interest rate. I said fine.
We decided not to go with the offer but today I got a CONFRIMATION LETTER in my email. The person said sign it and fax it back.
What? Is there a miscommunication?
So what happens if I don't sign it? Will I be penalised for it?
Any help is appreciated!