Agree. You can easily do it on 9k. Just don't live like an 'expat' king of the world. Just had a lovely meal for two people for 100HKD for 2 people (no beer, just tea) at local place. Going out is cheap as chips if you limit yourself to a few drinks only - is not going to work if you like to have 15 pints in a sessionand take advantage of happy hours which are dime a dozen in this town. Also, learn to cook with what is available in Wellcome/Park n Shop and stay away from Great/Taste/360/CitySuper. Not a life of luxury by any means and I'm not suggesting it is - but it can be done without living in dire poverty that is for sure.