I don't agree with what you said, Mat. You would be surprised how much money the ladies in Hong Kong have made from their respectable jobs, and investment. As with the sizes of apartments in Hong Kong, they are often smaller than those of the apartment here in Atlanta, mainly because Hong Kong is just a very small but cosmopolitan city. It is the same in New York city, the apartments are generally smaller. It does not mean that those folks live there in their small apartments in New York are all broke. As with 65 years old rich guy in America, I don't see many of those rich old American guys in America, or in Hong Kong, China, Taiwan, South America, England, or anywhere else in the world these day. You will be surprised many people are richer than average American these days even though I am an American, living off our retirement funds.