We're two expats here for 3 years now, both making decent money - she's an english teacher, I'm an engineer.
We've applied maybe 5 times between us for a credit card through HSBC, I think she's done Hang Seng as well. We keep getting rejection letters back that are completely useless, they don't say why we've been rejected, just that we have. Maybe if the bank expanded instead of this stupid polite cover, I could rectify any missing info or information they require. She even got turned down for an "automatically pre-approved" one I think!!
What's going on, why don't they want to take my money? We both have credit cards from our home country, so it's not an emergency, but just annoying, but if the banks don't want my business then so be it.